Umm... I never said that I was habitually living a life of sin. I got my sinful issues, but I suppose because I am not perfectly sinless at this time I am unsaved in your eyes (no... the eyes of the verses you laid out). Well, if that's the criteria, I don't know a single Christian who has anything to look forward to on Judgment Day.
Paul, by the way, was probably lying when he said that he did the things he didn't want to do, and vice versa, and that he was the chief of sinners. Oops... he couldn't be lying because that would make him a sinner. But if he wasn't lying...
Opinions are like rectums... you know the rest. I'm going to have to trust God's goodness and mercy to make me ready for Judgment Day as I seek Him diligently and daily.