lol free agency, is right. but not so easy to explain.
1.The term free agency is not automatically the same as free will when used by a Calvinist. It is the Calvinist's preferred term to free will. Preferred so as to avoid the confusion, personally I will use the term Free Will! and I believe in predestination, that is a given. but I will not rubbish those who are saved and don't see it that way.
2.God hath endued the will of man with that natural liberty, that it is neither forced, nor by any absolute necessity of nature determined to good or evil.
Matt. xvii. 12; James i. 14; Deut. xxx. 19.
II. Man, in his state of innocency, had freedom and power to will and to do that which was good, and well pleasing to God; but yet mutably, so that he might fall from it.
Eccl. vii. 29; Gen. i. 26; Gen. ii. 16, 17; Gen. iii. 6.
III. Man, by his fall into a state of sin, hath wholly lost all ability of will to any spiritual good accompanying salvation: so as, a natural man, being altogether averse from that good, and dead in sin, is not able, by his own strength, to convert himself, or to prepare himself thereunto.
Rom. v. 6; Rom. viii. 7; John xv. 5; Rom. iii. 10, 12; Eph. ii. 1, 5; Col. ii. 13; John vi. 44, 65; Eph. ii. 2, 3, 4, 5; 1 Cor. ii. 14; Titus iii. 3, 4, 5.
IV. When God converts a sinner, and translates him into the state of grace, He freeth him from his natural bondage under sin; and, by His grace alone, enables him freely to will and to do that which is spiritually good; yet so, as that by reason of his remaining corruption, he doth not perfectly, nor only, will that which is good, but doth also will that which is evil.
Col. i. 13; John viii. 34. 36; Phil. ii. 13; Rom. vi. 18, 22; Gal. v. 17; Rom. vii. 15, 18, 19, 21, 23.
V. The will of man is made perfectly and immutably free to good alone, in the state of glory only.
Eph. iv. 13; Heb. xii. 23; 1 John iii. 2; Jude. ver. 24.
(Westminster Confession of Faith ch9.)
Your totally correct reading reforemd literature tells you what the reformed believe.
Kind regards
Phil