I am responding to the question asked at the beginning. Should a man be smart with money? Yes. Should a woman be smart with money? Yes. The Proverbs 31 woman was brilliant with the proper managing of her home and trades. Wisdom in all areas of life is to be desired in a partner. Marrying someone who gambles, is a heavy spender, doesn't save or won't look to the needs of the family is a bad idea. Maybe being smart with money means knowing how to fix things, grow food in a garden or spend wisely. Being generous with what God gives you is also spiritually wise. Avoid foolishness in a partner and that extends to money. A man who marries for beauty and ends up bankrupt because his wife won't stop spending of unnecessary items, creates his own ruin. People should definitely know their potential spouses attitude towards finances.
Myself, being careful with funds, and being creative with how to save is important. Not being a slave to labels and fads is a must, but being stingy with love, time or the needy is not acceptable. You have to be on the same page about your attitudes towards finances or there will not be harmony in your home. The love of money is not healthy but wisdom and the ability to keep a roof over your head is important.