I'm just going to be blunt on my opinion with this. And please, don't think I'm talking to anyone specific besides myself (I am not a virgin either, and this is something I've thought a lot about).
I believe that, if (as Christians) we let God direct our path, He won't lead us into a den of snakes.
I believe that God has a better plan for my life than I could ever dream up on my own.
I believe that God has taken an interest in me and cares about what happens to me.
I believe that the things I have gone through have prepared me for a closer walk with Him.
Take those four things alone. Assume they're fact. Well, when I find someone, why would I assume that the God who leads me near the still waters and snuffs out my fear in the valley of the shadow of death would give me a dud? Why would I presume to test my husband out sexually, "just in case"?
If I don't trust God with this one relationship, can I say I trust him at all for the rest of it? What if He leads me to another job? What if His plan involved a 5000 mile relocation and abject poverty? What if God's plan for me seemed terrifying, ludicrous, "the valley of the shadow of death" -ish? Would I still follow, if I can't trust God in this thing?
Even worse, what if I DIDN'T follow God through everything?
That's what I did when I got together with my ex-fiance. We were planning a wedding when we split. I spent seven years with someone, invested time, love, myself, and what do I have to show for that? I knew he wasn't God's choice for me.
I'd rather have God's choice, God's way, than to take my own path down to destruction.