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there is one problem with your summation. Which trumps everything else you said. And makes this the last comment which will be said on this subject, unless you really want to discuss it, And not just tell us your view.
Paul tells Titus (and us) that it is the HS who does the washing. Not water, and not any man dunking us in water.
Not by works of righteousness which we have done, but according to his mercy he saved us, by the washing of regeneration, and renewing of the Holy Ghost; Titus 3:5 (KJV)
Notice again, Who does the washing..
OF THE HOLY SPIRIT.
It does not say of men
It does not say of water
it does not say of water baptism.
IT SAYS OF (in other words, by) THE HOLY SPIRIT.
Paul tells Titus (and us) that it is the HS who does the washing. Not water, and not any man dunking us in water.
Not by works of righteousness which we have done, but according to his mercy he saved us, by the washing of regeneration, and renewing of the Holy Ghost; Titus 3:5 (KJV)
Notice again, Who does the washing..
OF THE HOLY SPIRIT.
It does not say of men
It does not say of water
it does not say of water baptism.
IT SAYS OF (in other words, by) THE HOLY SPIRIT.
Acts 2:38 tells us—“Repent, and let every one of you be baptized in the name of Jesus Christ for the remission of sins.” At what point are our sins removed? It is at the point that we go down into the water and
obey God in baptism. Acts 22:16 is so clear.
Sin separates us from God and stains our character. We must have our character cleansed by the blood of God’s Son in order for us to be right. When does that happen? Saul was told by Ananias, “Arise and be baptized,
and wash away your sins, calling on the name of the Lord.” Are we saying that baptism saves? We are saying that Jesus said that baptism saves. “He who believes and is baptized will be saved” (Mk. 16:16). Are you saying that to get into Christ we must be born again through baptism? That is what Paul, by inspiration, said. In Romans 6:1-4 Paul said that we are buried with Christ in baptism, and are raised to walk in newness of life. That is the new birth. We are born again by the Word of God (1 Pet. 1:25). God’s Word tells us to submit to God in baptism. What, then, does it mean to be born “by water and the Spirit”? How are we “born by the Spirit”? When we let the Bible define terms, it is so much simpler than when we let men do it.
In 1 Peter 1:23 we find a commentary on how we are born by the Spirit. We are “born again by the word of God, which lives and endures forever.” The Holy Spirit inspired God’s Word. Jesus said, “When He, the Spirit of truth, has come, He will guide you into all truth” (Jn. 16:13). The Holy Spirit did that in the first century. Jude 3 said that “the faith” had been “once for all delivered” to the saints” When we submit to the Word of God, we are born again by the Word, which was given by the Spirit. When we submit to God said by being baptized, then we are born of water and the Spirit.
But what if a person was baptized, but thought that he had been saved before he was baptized.If that is the case, things are backward, and that person is not right with God. That person has not yet done God’s will, but he can. A lot of people think they are saved, and then later are baptized to be added to a denominational group. But that is not what the Scriptures teach. In 1 Peter 3:21 we are told that baptism “does also now save us, not the washing away of the filth of the flesh, but the answer of a good conscience toward God through the resurrection of Jesus Christ.” I am not saying that there is something mystical or magical in the water. Rather, when we submit to God’s will, He knows that we have done what He wants us to do, and He forgives us of our sins. Peter said, “Baptism does also now save us.” A person is saved at the point of baptism. Does a person “earn” his salvation?
No. “By grace you have been saved through faith, and that not of yourselves; it is the gift
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