Here's my point. We rest in the finished works of the cross. Nothing can be added to this work. That's why we aver faith and repentance are both gifts of God. Both of these are necessary in being saved. If we bring our faith, meaning we innately possess faith, then it was our faith + the cross works of the Christ that saved us. Then, the cross was not the sole sufficient source of our salvation.
The point I am making is the Christ's crossworks actually saves all those it was intended to save. If He died for everyone and rose for everyone's justification, then all will be saved.
Oh, and its Bubby. Around here in WVa, ppl are Bubby and Sissy.