You are the one making the presumptuous claim of personal and individual salvation, the burden is on he who claims. That means you. Unless you can prove your claim, your words are quite meaningless. Pointing to scriptures about Christians in general being saved does not prove
you are saved. OSAS has blinded you to this fact.
The only people who claim such nonsense as "work salvation" or "earning salvation" are OSAS followers, they use the words in a childish attempt to deflect the message of others who resist the OSAS message. You cannot "earn" your salvation but you are expected to properly claim your salvation. OSAS followers shamelessly claim both personal and individual pardon before our names are even called.
You have no basis to claim to have overcome, to have finished the race, tasted of the hidden manna or received a white stone.
You have no way of knowing for sure if you are part of the
to them that John 1:12-13 is speaking of. Claiming any promise is meaningless if you are not willing to submit to its qualifications.
World English Bible
Test your own selves, whether you are in the faith. Test your own selves. Or don't you know as to your own selves, that Jesus Christ is in you? -- unless indeed you are disqualified