Well you frame it as "walking away" yet you have not demonstrated how someone can assume the debt again when it has been completely paid and the person received that gift of payment.
The only way I have ever seen anyone get around this is to argue that only past sins are paid for and after "justification" a person must confess every sin to stay saved?
Is this what you think scripture teaches?
It also seems that you want to make justification an ongoing process and again that is contrary to scripture.
Read this parable and you’ll see how one can be forgiven completely and made free but then later have the debt reinstated because ofnthier actions
I hope we can appreciate who it is teaching his disciples this it’s a lesson from the lord
“Then came Peter to him, and said,
Lord, how oft shall my brother sin against me, and I forgive him? till seven times? Jesus saith unto him, I say not unto thee, Until seven times: but,
Until seventy times seven.
Therefore is
the kingdom of heaven
likened unto a certain king, which
would take account of his servants. ( everyone faces judgement)
And when he had begun to reckon, one was brought unto him, which
owed him ten thousand talents. But
forasmuch as he had not to pay, his Lord commanded him to be sold, and his wife, and children, and all that he had, and payment to be made.
The servant therefore fell down, and worshipped him, saying, Lord, have patience with me, and I will pay thee all. Then the Lord of that servant was moved with compassion, and loosed him, and forgave him the debt.
But
the same servant went out, and
found one of his fellowservants, which owed him an hundred pence: and he laid hands on him, and took him by the throat, saying, Pay me that thou owest. And his fellowservant fell down at his feet, and besought him, saying, Have patience with me, and I will pay thee all. And he would not: but went and cast him into prison, till he should pay the debt.
So when his fellowservants saw what was done, they were very sorry, and came and told unto their Lord all that was done. Then
his Lord, after that he had called him, said unto him, O thou wicked servant, I forgave thee all that debt, because thou desiredst me: shouldest not thou also have had compassion on thy fellowservant, even as I had pity on thee? And
his Lord was wroth, and delivered him to the tormentors, till he should pay all that was due unto him.
So
likewise shall my heavenly Father do also unto you, if ye from your hearts forgive not every one his brother their trespasses.”
Matthew 18:21-35 KJV
he was forgiven completely but then he went out and refused to forgive others and the man ended up not forgiven by his own actions towards others . That’s how God is in the gospel .
This matters alot because we’re all less than perfect sinners even if we think we’re perfectly righteous it’s just bad eyesight when looking at ourselves and so this becomes paramount in Christs judgement
“
Be ye therefore merciful, as your Father also is merciful.
Judge not, and ye shall not be judged:
condemn not, and ye shall not be condemned:
forgive, and ye shall be forgiven:
give, and it shall be given unto you; good measure, pressed down, and shaken together, and running over, shall be given into your bosom. For
with the same measure that ye mete withal it shall be measured to you again.”
Luke 6:36-38 KJV
alike the man in the parable of the kingdom we all need mercy and we all need to also give out that mercy when someone offends us ….
Notice
this isn’t for those outside Christ but it’s for the children
“And
when ye stand praying, forgive, if ye have ought against any: that your Father also which is in heaven may forgive you your trespasses. But
if ye do not forgive, neither will your Father which is in heaven forgive your trespasses.”
Mark 11:25-26 KJV
For those who would listen tonjesus and believe him . Think of it if o refuse to forgive another person for thier sin against me …I’m actually denying that Jesus died for that sin and holding it against them who he died that I should forgive …..forgiveness is really really important and effectual in Christ